Upsizing? Downsizing? Extending? Renovating?
How much can I borrow to extend or move home? How much is enough? How much is too much? Will I have enough money over for holidays and school fees and that boat we always talked about?
Whether you need more space for your growing family or you’re downsizing now the kids have gone, upgrading your home is a big decision. Particularly if you don’t want to downgrade your lifestyle.
And it’s a decision our financial advisers can help you make. Rationally.
Ensuring your dream home doesn’t become a nightmare.
It’s no good asking a mortgage provider or bank how much you can borrow. Just because a home loan provider or bank will lend you X thousand dollars doesn’t mean it’s wise to borrow that much.
The real question is: How much can I borrow without exposing myself to undue risk and financial stress? How much can I borrow without jeopardising my goals, whether that’s funding the children’s education, early retirement, or retraining for a career change, or taking that once-in-a-lifetime family trip around-the-world trip?