Upgrade your home, not your anxiety.

Moving house or upgrading your home.

Upsizing? Downsizing? Extending? Renovating?

How much can I borrow to extend or move home? How much is enough? How much is too much? Will I have enough money over for holidays and school fees and that boat we always talked about?

Whether you need more space for your growing family or you’re downsizing now the kids have gone, upgrading your home is a big decision. Particularly if you don’t want to downgrade your lifestyle.

And it’s a decision our financial advisers can help you make. Rationally.

Ensuring your dream home doesn’t become a nightmare.

It’s no good asking a mortgage provider or bank how much you can borrow. Just because a home loan provider or bank will lend you X thousand dollars doesn’t mean it’s wise to borrow that much.

The real question is: How much can I borrow without exposing myself to undue risk and financial stress? How much can I borrow without jeopardising my goals, whether that’s funding the children’s education, early retirement, or retraining for a career change, or taking that once-in-a-lifetime family trip around-the-world trip?

Tell us about your plans.

The key is to decide how to upgrade your home, without downgrading your lifestyle or life goals.

Get our financial advisers on your team.

Our financial advisers will help you make a balanced, informed decision. Together, we’ll weigh up the costs of renovating, extending or moving – all the costs – against the potential downsides.

Once we’ve decided on the best course of action, we can certainly recommend how to finance your home upgrade, but we don’t have a vested interest in this home loan or that mortgage provider. And we’ll never encourage you to borrow more than you need.

On-call financial advice and peace of mind.

Because we work for you, we only have your best interests at heart. We don’t receive any commissions, kickbacks or percentages.

And because you employ us on a rolling contract rather than an hourly rate, you can ask for our advice anytime without worrying about how much it’ll cost. So, if the property market moves just as you’re about to, objective advice is just a call away.

Tell us about your plans.

Get a second opinion about those big financial choices.

As your financial advisers, we’re your financial sounding board for all life’s big financial decisions. And they don’t come much bigger than upgrading your existing home or moving to a new one. Find out how we can make the decision easier.